The final time 31+ time past-due accounts was in fact higher was a student in Q3 2011 (six.01%). Delinquencies from sixty+ months was last higher during the 3.91% inside Q3 2013, and you may 90+ day delinquencies past topped the fresh new 2022 fee in Q3 2013 within 3.91%.
But not that demonstrates to you the newest TransUnion-Experian discrepancy within the previous years’ numbers, it’s obvious you to definitely overdue and you can delinquent profile has trended up inside the 2022. You to, at least, is the nationwide development. What would anything appear to be on the your state-by-condition basis?
Tx ‘s the condition on lower delinquency rates for personal loans having a 1.5% 60+ days-past-owed (DPD) rates. The official on higher delinquency rate is completely new Mexico with six.72% out of consumers in the sixty+ DPD classification.
The year-over-year delinquency totals is actually lowest.
Read moreTx ‘s the county to the reasonable delinquency rates
