The past time 31+ day past-due levels was basically large was in Q3 2011 (six.01%). Delinquencies out-of 60+ weeks have been history higher at 3.91% into the Q3 2013, and you can 90+ day delinquencies past topped new 2022 percentage in Q3 2013 within step 3.91%.
However you to definitely demonstrates to you this new TransUnion-Experian discrepancy in earlier years’ rates, it’s clear that overdue and you can outstanding levels keeps trended upward inside the 2022.
Read moreTx is the condition into the reasonable delinquency price